Rebates, savings programs and a step-by-step plan. Everything first-time buyers in Ontario need, explained in plain language.
Up to $4,000 provincial + $4,475 Toronto land transfer tax back for first-time buyers.
Save up to $40,000 tax-free toward your down payment with a First Home Savings Account.
Withdraw up to $60,000 from your RRSP tax-free under the Home Buyers' Plan.
First-time buyers can stretch insured mortgages to 30 years for lower monthly payments.
Program limits change. Ash will confirm current amounts and eligibility in your consultation.
Where you are, what you can afford, and what needs to happen first.
Connect with trusted mortgage brokers and lock a rate while you shop.
Homes that fit the budget today and hold value tomorrow.
Every form explained, every deadline tracked, rebates claimed at closing.
Simplified model: 3% annual appreciation, ~1% property tax, maintenance included. Book a consultation for a personalized analysis with your real numbers.
A quick, no-pressure conversation about where you are and where you want to be.
Ready to see them in person? Send your list to Ash and he'll arrange the showings.